Unicare
Unicare rates #1 with us!
UniCare recognizes that what works for one doesn't
necessarily work for another. That's why their full
portfolio of health, pharmacy, dental, life and disability
benefits products can be tailored to meet your specific
needs.
In the UniCare's approved states, because of their
many rich qualities there is little competition. We
choose to concentrate on UniCare because we know they
will be around and they provide the widest array of
options including strong PPO plans, HSA's, and Consumer
Driven Health Plans and their rates you get the most
benefits for your dollar. We are a Premier Agent with
Unicare, meaning we can offer many things general
agents can't, such as:
-- online enrollment via the phone which will waive
the application fee. Freedom Benefit Solutions does
not charge an agency fee neither.
-- we have the ability to do trial / prescreen applications
and give you an educated opinion within 48 hours.
-- we provide our customers with rapid processing.
That means you know if you have coverage or not within
72 hours.
UniCare is one of the few companies who do not "block"
business. This is important to you because it means
the person who buys UniCare 3 years ago, will pay
the same rate as the person who buys UniCare today.
Basically, what most insurance companies do is they
come into an area and undercut everyone else in price.
Then they block that business off and continuously
increase the rates every year based on that block's
health and claims experience. So essentially if you
get in a bad block (and they are all bad blocks) you
could be stuck in a plan that you are paying 3 to
4 times over the current going rate with that company.
For this reason is why we say UniCare will be around.
The companies who block business are not as financially
stable as a company who does.
For the sixth consecutive year, UniCare’s
parent company, WellPoint, has been named America’s
Most Admired Healthcare Company by FORTUNE® magazine
in 2004. (The UniCare companies are separately capitalized
and incorporated subsidiaries of WellPoint, Inc.).
In addition to receiving the highest overall score
in its industry, WellPoint also ranked first in its
industry in quality of management, use of corporate
assets, long-term investment, financial soundness
and quality of products and services.
Other recent WellPoint accolades include:
- WellPoint Named as one of FORTUNE® Magazine's
"100 Fastest-Growing Companies" for the
Second Consecutive Year (2004)
- WellPoint Named to Forbes Magazine's "Platinum
400 Honor Roll" of Best Managed Companies in
America; Sixth Consecutive Year in the Top 25 on
the List (2004)
- WellPoint Ranked One of the Top Four Companies
for Executive Women by National Association for
Female Executives; Fourth Consecutive Year in Top
Ten (2004)
- WellPoint Pharmacy Management Ranked Highest
in J.D. Power and Associates 2003 Prescription Drug
Benefits and Services Report (2003)
- WellPoint CFO Named Best Chief Financial Officer
in America for the Managed Care Sector by Institutional
Investor Magazine (2004)
To read more about UniCare's parent company WellPoint,
Inc., click
here.
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