Payment Options

Generally speaking, most insurance companies provide you with options for paying your premiums. Some are more lenient than others. Every insurance company sets the methods and terms for billing. By large, the companies will charge an application fee which is non-refundable even if you are declined. All forms of payment will be paid directly to the insurance company, never to Freedom Benefit Solutions.

Freedom Benefit Solutions does not charge any agency or administrative service fees on top of the application fee or monthly premiums. Our services are FREE OF CHARGE to you, the insurance company pays us.

You can expect the following from the companies we represent:

Application Fee - Range from $0 - $30 payable to the insurance company. May require a separate check from the first month premium. Credit card payment may be an option.

Initial Premium/First month - This will be required in order to submit an application. Only exceptions would be some medicare supplement, or health supplement companies.

Monthly Premium - We have 1 or 2 companies that will do a monthly billing. All companies prefer bank draft. This is the best option, you don't want to worry if you are in the hospital that your premium check gets sent off.

Quarterly Premium - This is for paying 3 months at a time. All companies offer this option.

Semi-Annual / Annual Premium - Almost no health insurance company offers either of these options.

Call us today for specific company payment information and options.