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  • What is MACRA

    MACRAMACRA is the Medicare Access and CHIP Reauthorization Act of 2015. This act changes some of the Medicare supplement plans that are available for people who are new to Medicare. Basically, if you become eligible for Medicare on or after January 1, 2020, you will no longer be able to purchase a Medicare Supplement plan […]

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  • Heart Disease Insurance

    February is Heart MonthFebruary is Heart Disease Month President Lyndon B. Johnson proclaimed the first American Heart Month to be in February 1964. At that time more than half of the deaths were caused by heart disease in the U.S. Today, heart disease remains the leading cause of death, globally, with more than 17.3 million deaths each year […]

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  • Economic Burden of Affordable Care Act

    Economic Burden of Affordable Care ActTopic: Minimizing the Economic Burden of Affordable Care Act Pending Repeal On President Trump’s first day in office we all heard about the executive order (EO) he signed “Minimizing the Economic Burden of Affordable Care Act Pending Repeal.” Basically, to put it in plain English, what this EO did was give the departments and agencies […]

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  • 2017 Health Options

    health insurance broker2017 Health Options Here is the actual notification that we mailed to all of our health insurance policyholders this past week notifying them of their 2017 Health Options.  Please read carefully and if you have insurance through one of the companies listed below, depending on which state you live in, the information may vary.  Check […]

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  • 2016 Changes to Medicare

    MedicareChanges2016The 2016 Changes to Medicare were found throughout the parts of Medicare.  Since most people do not pay a Part A premium, that change is kind of irrelevant.  There were some changes to what you pay under Part A deductible and coinsurance but none as noteworthy as the Part B changes.  The Part B deductible […]

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  • Obamacare 2016

    PPO, HMO, EPOToday more than ever, people need help when buying insurance.  Some say they want Obamacare, some say they don’t want Obamacare.  Here is the skinny on Obamacare. Plan Benefits Obamacare is not an actual plan.  Obama made the laws and it has been coined “Obamacare”, but you still get the insurance directly from the insurance […]

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  • What is a PPO HMO POS EPO

    Is it an acronym city or the abbreviations you put behind your name! Health insurance plans are categorized by a few main ways: PPO, HMO, POS, and EPO. Depending on which plan you buy, depends on if your care is covered when you see a network provider or any doctor. In addition, you may have […]

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  • Medicare Supplement Plan F or Plan G

    Plan F Plan G“That is the real question, which Medicare Supplement Plan do I go with?” Bob said. “Plan F or Plan G? They both look the same.” “Good question.” I told him. Then I began to explain as I do to all the folks I talk to who ask this same question. It’s funny how in the […]

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  • 2016 Medicare Open Enrollment

    medicare open enrollmentMost people don’t realize that the 2016 Medicare Open Enrollment Dates only apply to people who are wanting to make changes to their Medicare Advantage (Part C of Medicare) and prescription drug plan (Part D of Medicare). Each year, open enrollment runs from October 15 to December 7. Therefore in 2016 it will begin on […]

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  • Life events can change insurance

    special enrollmentSome of our biggest life events that trigger special enrollments and change our healthcare coverage too. Under the Affordable Care Act, many life events, such as losing a job, having a baby, moving, divorcing and getting married, allow people to sign up for health insurance throughout the year, outside of the annual open enrollment period. […]

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